Relocating Home Mortage
Okay, so you've done it before, but selling and purchasing at the same time might be nerve-racking. Making the procedure go as smoothly as possible for you is our responsibility.
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Why choose us for mortgage guidance on house moves?
Since relocating may be a stressful and hectic time, we provide as much or as little assistance as needed during the process. Regardless of your level of experience, our advisors will collaborate with you to offer the assistance and direction you require to choose the best course of action for your unique situation.
Using our home moving mortgage guidance service will help make the process less stressful and more seamless if you’re planning a move. Our knowledgeable advisors can assist you in setting up your mortgage and will be with you every step of the way. Contact us right now to find out how we can assist.
support you at every stage.
What can I expect from my first visit with a home mover?
We would be pleased to fill up a borrowing guide for you during our first conversation if you are thinking about moving. In order to help you budget wisely and steer clear of any unforeseen charges, this guide will assist you in estimating the costs and fees related to relocating and calculating the amount of mortgage you are likely to require.
If you have early repayment penalties and should think about “porting” your existing mortgage, we can also assist you. We will perform thorough calculations to make sure that this is the best course of action. Because this can be a complicated procedure, our knowledgeable advisors will be there to help you through it and make sure everything
Mortgage Advice for Relocating Home
Our moving home mortgage advice service can give you the professional direction and assistance you require if you’re preparing to move. We are here to assist you at every stage, from setting up your mortgage to assisting you in budgeting for the expenses and charges associated with moving.
Make an appointment for your free consultation.
Have any questions?
Have any questions And answers
Do you charge a fee for home mover mortgages?
Yes, there’s a typical fee of £299 for our home mover mortgage services. Your initial consultation with us comes with no obligation and no upfront costs.
Can I move in the middle of my fixed rate term?
Most mortgages are ‘portable’, which means you can transfer your mortgage to a new property. However, you’ll still need to meet the lender’s criteria, and a new application will be required. We can check the options with your current lender. If you move in the middle of a fixed rate period and do not port your mortgage, an Early Repayment Charge would be payable. If you port your mortgage but reduce the size, a partial Early Repayment Charge would be payable.
Does the value of my current home affect my moving options?
Not really. The amount you can borrow is still based on affordability so it is still your income, your expenditure and your personal circumstances which dictate whether you can move up the ladder. You would also need to allow for the costs of moving.
