Mortgage Advice for Buy-to-Let Properties
We can assist you whether this is your first time purchasing an investment property or you are a seasoned landlord.
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For buy-to-let mortgage guidance, why not use us?
Our service can give you the assistance you need to make the best choices, regardless of whether you are a limited business, portfolio landlord, or small landlord with one or two properties. Whether you’re just starting out or seeking to add to your property portfolio, our knowledgeable advisors can provide you with as much assistance as you need throughout the process.
Using our buy to let mortgage service has several advantages, one of which is that we are sophisticated buy to let specialists with extensive knowledge amassed over many years of experience. We are aware of the special difficulties and possibilities present in the buy-to-let industry, and we can offer you customized guidance to
We will provide you with as much direction and assistance as you require from us; we are here to support you at every stage.
Obtain Buy-to-Let Mortgage Guidance
Do you want to change or add to your portfolio? Our buy-to-let mortgage guidance is designed to facilitate your home investment journey by assisting you with cost management and mortgage navigation.
Make an appointment for your free consultation.
We can also talk about family-assisted mortgages and unique buying programs. You are under no obligation to continue after your initial appointment.
Have any questions?
Have any questions And answers
How much deposit do I need for a buy-to-let mortgage?
For a buy-to-let mortgage, you’ll usually need a deposit between 25% and 40% of the property’s purchase price. This varies based on your financial situation, including your income and credit history and the potential rental income from the property. Deposits for buy-to-let properties are generally larger than those for residential mortgages. This is because there’s a higher risk for lenders when properties are rented out, especially considering the potential complexities of repossession if tenants are living there.
If I’m a first time buyer can I get a buy-to-let mortgage?
Yes, it’s possible. However lenders will consider your personal income to assess if you can afford the mortgage rather than the predicted rental income.
Can I convert my existing mortgage to a buy-to-let?
This may be possible. Your current lender might grant you something called ‘consent to let’, or you have the option to remortgage to a different lender for buy-to-let purposes if you and your property fit their criteria.
